Free COI Gap Checker

Not insurance or legal advice. An “additional insured” checkbox on a certificate is not proof of the endorsement; ask for the endorsement itself.

1. Your requirements

The minimums your subs must carry.

Warn when coverage expires within (days)

GL each occurrence ($)GL aggregate ($)

Auto combined single limit ($)Umbrella / excess ($)

Workers comp EL each accident ($) Require additional insured (GL, Auto, Umbrella) Require workers comp

Try a sample, upload JSON, or type it in below.

Sample certificate (mock data) Or upload a structured JSON file

PDF and photo reading is coming in the full product. For now you can type the data in or upload JSON.

Untick any coverage the certificate doesn’t list.

Insured (subcontractor)

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Run a check to see flags here.

Automatic sub upload links, reminders at 30, 7 and 0 days, and one dashboard.